First-Time Homebuyer Programs Tracker
240
May 2026
Real Estate & Infrastructure
New and updated government programs offering subsidies, grants, low-deposit loans, and tax incentives for first-time homebuyers, confirmed each month from government announcements, housing authority press releases, and financial news. Each record includes the program name, administering authority, country and state or region, benefit type, eligibility criteria, and the announcement or effective date. Coverage spans federal and state-level programs in the US, UK, Canada, Australia, and major EU markets.
Federal, state, or national housing authority announced a new or updated first-time homebuyer assistance program, grant, low-deposit mortgage scheme, or tax incentive in May 2026
Mortgage brokers and real estate agents use it to advise clients on available assistance programs. Residential developers use it to understand demand-side subsidies that affect buyer purchasing power. Housing policy researchers and advocacy groups track program changes through it. Financial advisors use it to identify schemes their clients may qualify for.
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<table class="catchall-table"><thead><tr><th style="min-width:40px">#</th><th style="min-width:220px">Program Name</th><th style="min-width:200px">Issuing Authority</th><th style="min-width:160px">Location</th><th style="min-width:200px">Benefit Type</th><th style="min-width:130px;white-space:nowrap">Announcement Date</th></tr></thead><tbody>
<tr><td style="min-width:40px">1</td><td style="min-width:220px">First Homes Fund</td><td style="min-width:200px">Scottish Government</td><td style="min-width:160px">Scotland, UK</td><td style="min-width:200px">Shared equity loan (up to £10,000)</td><td style="min-width:130px;white-space:nowrap">2026-05-27</td></tr>
<tr><td style="min-width:40px">2</td><td style="min-width:220px">SA Stamp Duty Waiver for DV Victims</td><td style="min-width:200px">State Government (South Australia)</td><td style="min-width:160px">South Australia, Australia</td><td style="min-width:200px">Tax incentive + AUD 15,000 grant</td><td style="min-width:130px;white-space:nowrap">2026-05-31</td></tr>
<tr><td style="min-width:40px">3</td><td style="min-width:220px">Community Developers Program</td><td style="min-width:200px">Fort Worth Community Land Trust</td><td style="min-width:160px">Fort Worth, TX, USA</td><td style="min-width:200px">Down payment assistance</td><td style="min-width:130px;white-space:nowrap">2026-05-19</td></tr>
<tr><td style="min-width:40px">4</td><td style="min-width:220px">Baltimore Vacants Reinvestment Initiative</td><td style="min-width:200px">Maryland Dept. of Housing & Community Dev.</td><td style="min-width:160px">Baltimore, MD, USA</td><td style="min-width:200px">Homeownership grant ($25,000)</td><td style="min-width:130px;white-space:nowrap">2026-05-05</td></tr>
<tr><td style="min-width:40px">5</td><td style="min-width:220px">Average Area Purchase Price Safe Harbors</td><td style="min-width:200px">IRS</td><td style="min-width:160px">Nationwide, USA</td><td style="min-width:200px">Tax incentive (mortgage bond safe harbors)</td><td style="min-width:130px;white-space:nowrap">2026-05-14</td></tr>
<tr class="catchall-blurred"><td style="min-width:40px">6</td><td style="min-width:220px">████████████</td><td style="min-width:200px">████████████</td><td style="min-width:160px">████████████</td><td style="min-width:200px">████████████</td><td style="min-width:130px">████████████</td></tr>
<tr class="catchall-blurred"><td style="min-width:40px">7</td><td style="min-width:220px">████████████</td><td style="min-width:200px">████████████</td><td style="min-width:160px">████████████</td><td style="min-width:200px">████████████</td><td style="min-width:130px">████████████</td></tr>
<tr class="catchall-blurred"><td style="min-width:40px">8</td><td style="min-width:220px">████████████</td><td style="min-width:200px">████████████</td><td style="min-width:160px">████████████</td><td style="min-width:200px">████████████</td><td style="min-width:130px">████████████</td></tr>
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<h3>Are federal and state-level programs both included?</h3>
<p>Yes. Federal programs (FHA loans, Fannie Mae, Freddie Mac initiatives) and individual state housing finance agency programs are both covered for the US. National and regional programs are both included for other countries.</p>
<h3>How quickly are new programs added after they are announced?</h3>
<p>CatchAll scans government and housing authority sources continuously. Most programs appear in the dataset within days of their public announcement.</p>
<h3>Does this cover programs that have been discontinued?</h3>
<p>Discontinued programs are noted as inactive rather than removed, so the dataset provides a full historical record of program availability.</p>