First-Time Homebuyer Programs Tracker
144
September 2026
Real Estate & Infrastructure
New and updated government programs offering subsidies, grants, low-deposit loans, and tax incentives for first-time homebuyers, confirmed each month from government announcements, housing authority press releases, and financial news. Each record includes the program name, administering authority, country and state or region, benefit type, and the announcement or effective date. Coverage spans federal and state-level programs in the US, UK, Canada, Australia, and major EU markets.
First time homebuyer program assistance grant announced new
Mortgage brokers and real estate agents use it to advise clients on available assistance programs. Residential developers use it to understand demand-side subsidies that affect buyer purchasing power. Housing policy researchers and advocacy groups track program changes through it. Financial advisors use it to identify schemes their clients may qualify for.
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<div style="overflow-x:auto;width:100%"><table class="catchall-table"><thead><tr><th style="min-width:40px">#</th><th style="min-width:240px">Event</th><th style="min-width:140px;white-space:nowrap">Announcement Date</th><th style="min-width:140px;white-space:nowrap">Grant Currency</th><th style="min-width:140px;white-space:nowrap">Eligibility Criteria</th><th style="min-width:140px;white-space:nowrap">Program Details</th><th style="min-width:140px;white-space:nowrap">Location</th><th style="min-width:140px;white-space:nowrap">Program Name</th><th style="min-width:140px;white-space:nowrap">Grant Amount</th><th style="min-width:140px;white-space:nowrap">Administering Organization</th><th style="min-width:120px;white-space:nowrap">Source</th></tr></thead><tbody><tr><td>1</td><td style="min-width:240px">Burnham Unveils First-Time Buyer Support Scheme</td><td style="min-width:140px">2026-09-26</td><td style="min-width:140px">GBP</td><td style="min-width:140px">Applicants must demonstrate first-time buyer status and meet specific financial thresholds, targeting individuals without family financial resources.</td><td style="min-width:140px">Provides a 20% government-backed equity loan on new-build homes, requiring a 2.5% deposit, with an initial interest-free period</td><td style="min-width:140px">England</td><td style="min-width:140px">Your First Home</td><td style="min-width:140px">46000</td><td style="min-width:140px">UK Government</td><td style="white-space:nowrap"><a href="https://magazine24-7.com/n/burnham-launches-first-time-buyer-support-scheme-jetp" target="_blank" rel="nofollow">https://magazine24-7.com/n/burnham-launches-first-time-buyer-support-scheme-jetp</a></td></tr><tr><td>2</td><td style="min-width:240px">US Homeownership Promise Act Introduced to Provide $50,000 Down Payment Matching Grants</td><td style="min-width:140px">2026-09-23</td><td style="min-width:140px">USD</td><td style="min-width:140px">First-time homebuyers purchasing a principal residence priced at or below the local median home price; requires HUD-approved housing counseling and savings held at Treasury-certified CDFIs, with no income ceiling.</td><td style="min-width:140px">Provides a 5-to-1 federal matching grant of up to $50,000 on savings accumulated by first-time homebuyers toward a down payment on a median-priced principal residence.</td><td style="min-width:140px">United States</td><td style="min-width:140px">Homeownership Promise Account</td><td style="min-width:140px">50,000</td><td style="min-width:140px">Department of Housing and Urban Development</td><td style="white-space:nowrap"><a href="https://www.livemint.com/news/us-news/us-homebuyers-could-get-50-000-down-payment-aid-who-qualifies-11790172610906.html" target="_blank" rel="nofollow">https://www.livemint.com/news/us-news/us-homebuyers-could-get-50-000-down-payment-aid-who-qualifies-11790172610906.html</a></td></tr><tr><td>3</td><td style="min-width:240px">Colorado Launches Schools to Home Down Payment Assistance Program for Educators</td><td style="min-width:140px">2026-07-01</td><td style="min-width:140px">USD</td><td style="min-width:140px">Full-time Colorado public school employees who are first-time homebuyers, completing required education classes, and meeting income limits.</td><td style="min-width:140px">Provides down payment and closing cost assistance up to 25% of first mortgage loan for Colorado educators.</td><td style="min-width:140px">Colorado</td><td style="min-width:140px">Schools to Home</td><td style="min-width:140px">80,000</td><td style="min-width:140px">Colorado Housing and Finance Authority</td><td style="white-space:nowrap"><a href="https://www.cpr.org/2026/09/15/teachers-can-get-help-buying-a-home" target="_blank" rel="nofollow">https://www.cpr.org/2026/09/15/teachers-can-get-help-buying-a-home</a></td></tr><tr><td>4</td><td style="min-width:240px">Colorado Housing and Finance Authority Provides Assistance Programs for First-Time Homebuyers</td><td style="min-width:140px"></td><td style="min-width:140px">USD</td><td style="min-width:140px">Requires buyers to be first-time homebuyers or not have owned a home in three years, with income and location guidelines.</td><td style="min-width:140px">Provides down payment assistance grants up to 3% and zero-interest second mortgages up to 4% for Colorado first-time homebuyers.</td><td style="min-width:140px">Colorado</td><td style="min-width:140px">FirstStep and FirstStep Plus</td><td style="min-width:140px">25,000</td><td style="min-width:140px">Colorado Housing and Finance Authority</td><td style="white-space:nowrap"><a href="https://realestatetoday.substack.com/p/first-time-homebuyers-have-many-lending" target="_blank" rel="nofollow">https://realestatetoday.substack.com/p/first-time-homebuyers-have-many-lending</a></td></tr><tr><td>5</td><td style="min-width:240px">California Housing Finance Agency First-Time Homebuyer Assistance Programs</td><td style="min-width:140px">2026-01-16</td><td style="min-width:140px">USD</td><td style="min-width:140px">First-time homebuyers, with at least one borrower being a first-generation homebuyer, California residents, meeting income limits.</td><td style="min-width:140px">Provides up to 20% of the home price (not to exceed $150,000) for down payment and/or closing costs as a shared appreciation loan for first-generation, first-time homebuyers in California.</td><td style="min-width:140px">California</td><td style="min-width:140px">California Dream For All Shared Appreciation Loan</td><td style="min-width:140px">150000</td><td style="min-width:140px">California Housing Finance Agency</td><td style="white-space:nowrap"><a href="https://calbizjournal.com/buying-a-home-in-california-when-you-work-for-yourself" target="_blank" rel="nofollow">https://calbizjournal.com/buying-a-home-in-california-when-you-work-for-yourself</a></td></tr><tr><td>6</td><td style="min-width:240px">New Jersey Community Capital Partners with State for Housing Stability Program</td><td style="min-width:140px">2026-09-09</td><td style="min-width:140px">USD</td><td style="min-width:140px">Low- to moderate-income individuals and families; first-time homebuyers; ITIN holders eligible; must be purchasing a primary residence in New Jersey</td><td style="min-width:140px">Provides down payment assistance and rehabilitates for-sale homes to expand housing stability for New Jersey families.</td><td style="min-width:140px">New Jersey</td><td style="min-width:140px">Address Yourself™ Homeownership Program</td><td style="min-width:140px">30000</td><td style="min-width:140px">New Jersey Community Capital</td><td style="white-space:nowrap"><a href="https://www.roi-nj.com/2026/09/11/politics/new-jersey-community-capital-partners-with-state-to-expand-housing-stability-in-newark" target="_blank" rel="nofollow">https://www.roi-nj.com/2026/09/11/politics/new-jersey-community-capital-partners-with-state-to-expand-housing-stability-in-newark</a></td></tr><tr><td>7</td><td style="min-width:240px">UK Government Plans New First-Time Buyer ISA</td><td style="min-width:140px">2026-06-23</td><td style="min-width:140px">GBP</td><td style="min-width:140px">Available to all first-time buyers aged 18 or over with no upper age limit for opening or saving.</td><td style="min-width:140px">New savings product designed to support first-time buyers with a government bonus upon home purchase and no withdrawal penalties.</td><td style="min-width:140px">United Kingdom</td><td style="min-width:140px">First Time Buyer ISA</td><td style="min-width:140px">1000</td><td style="min-width:140px">HM Treasury</td><td style="white-space:nowrap"><a href="https://www.birminghammail.co.uk/news/cost-of-living/andy-burnham-john-healey-set-34585972" target="_blank" rel="nofollow">https://www.birminghammail.co.uk/news/cost-of-living/andy-burnham-john-healey-set-34585972</a></td></tr><tr><td>8</td><td style="min-width:240px">Miami-Dade County Economic Advisory Trust Launches HOME Program Down Payment Assistance</td><td style="min-width:140px">2026-08-12</td><td style="min-width:140px">USD</td><td style="min-width:140px">Qualifying families must earn less than 140% of the area median income ($173,460 for a family of four) and live in the home as their primary residence.</td><td style="min-width:140px">Provides $150,000 in down payment assistance via a lottery for three families to purchase newly built townhomes in South Dade.</td><td style="min-width:140px">Miami-Dade County</td><td style="min-width:140px">HOME program</td><td style="min-width:140px">150,000</td><td style="min-width:140px">Miami-Dade Economic Advocacy Trust (MDEAT)</td><td style="white-space:nowrap"><a href="https://es-us.noticias.yahoo.com/quieres-comprar-casa-miami-dade-212012966.html" target="_blank" rel="nofollow">https://es-us.noticias.yahoo.com/quieres-comprar-casa-miami-dade-212012966.html</a></td></tr><tr><td>9</td><td style="min-width:240px">California Proposes Proposition 1 Housing Bond for First-Time Homebuyers</td><td style="min-width:140px">2026-06-22</td><td style="min-width:140px">USD</td><td style="min-width:140px">California veterans (for the $1.25 billion CalVet Home Loan Program) and low- and moderate-income residents/homebuyers.</td><td style="min-width:140px">Provides down payment assistance, affordable mortgage financing, and other supports to help more than 40,000 Californians purchase a home, funded by an $11.25 billion California bond measure ($10 billion for housing programs and $1.25 billion for veteran home loans).</td><td style="min-width:140px">California</td><td style="min-width:140px">Proposition 1</td><td style="min-width:140px">11250000000</td><td style="min-width:140px">State of California</td><td style="white-space:nowrap"><a href="https://www.mercurynews.com/2026/09/21/housing-ballot-measure-california-election" target="_blank" rel="nofollow">https://www.mercurynews.com/2026/09/21/housing-ballot-measure-california-election</a></td></tr><tr><td>10</td><td style="min-width:240px">Green Street Friends Meeting and birdSEED Launch $10,000 Homebuyer Assistance Grants</td><td style="min-width:140px">2026-03-01</td><td style="min-width:140px">USD</td><td style="min-width:140px">First-time homebuyers, Black residents purchasing in zip codes 19144 or 19138, household income up to $150,000, and at least three years of residency in the area.</td><td style="min-width:140px">Provides up to $10,000 grants for down payments and closing costs for eligible first-time homebuyers as part of a reparations initiative.</td><td style="min-width:140px">Philadelphia, Pennsylvania</td><td style="min-width:140px">Housing Justice Grant Program</td><td style="min-width:140px">10,000</td><td style="min-width:140px">birdSEED</td><td style="white-space:nowrap"><a href="https://www.newsbreak.com/delco-today-512673/4900805961788-germantown-quakers-fund-10-000-grants-to-help-black-families-buy-homes" target="_blank" rel="nofollow">https://www.newsbreak.com/delco-today-512673/4900805961788-germantown-quakers-fund-10-000-grants-to-help-black-families-buy-homes</a></td></tr><tr class="row-locked"><td>11</td><td style="min-width:240px">New York City Council Advances HomeFirst First-Time Homebuyer Assistance Legislation</td><td style="min-width:140px">2026-09-25</td><td style="min-width:140px">USD</td><td style="min-width:140px">First-time homebuyers in New York City with household income up to 80% of Area Median Income (AMI).</td><td style="min-width:140px">Requires HPD to assist at least 600 first-time homebuyers each year with down payment and closing costs through HomeFirst.</td><td style="min-width:140px">New York City</td><td style="min-width:140px">HomeFirst</td><td style="min-width:140px">100000</td><td style="min-width:140px">HPD</td><td style="white-space:nowrap"><a href="https://blackstarnews.com/nyc-council-advances-broader-effort-to-strengthen-homeownership-protections-and-resources" target="_blank" rel="nofollow">https://blackstarnews.com/nyc-council-advances-broader-effort-to-strengthen-homeownership-protections-and-resources</a></td></tr><tr class="row-locked"><td>12</td><td style="min-width:240px">Québec solidaire Proposes $50,000 First-Time Homebuyer Down Payment Loan Program</td><td style="min-width:140px">2026-09-02</td><td style="min-width:140px">CAD</td><td style="min-width:140px">First-time homebuyers, targeting younger residents; covers up to 15% for new builds or 5% for existing properties.</td><td style="min-width:140px">Provides interest-free loans up to $50,000 to assist first-time homebuyers with down payments.</td><td style="min-width:140px">Québec</td><td style="min-width:140px"></td><td style="min-width:140px">50,000</td><td style="min-width:140px">Québec solidaire</td><td style="white-space:nowrap"><a href="https://www.memesita.com/quebec-solidaire-proposes-interest-free-down-payment-loans-for-first-time-buyers" target="_blank" rel="nofollow">https://www.memesita.com/quebec-solidaire-proposes-interest-free-down-payment-loans-for-first-time-buyers</a></td></tr></tbody></table></div>
<h3>Are federal and state-level programs both included?</h3>
<p>Yes. Federal programs (FHA loans, Fannie Mae, Freddie Mac initiatives) and individual state housing finance agency programs are both covered for the US. National and regional programs are both included for other countries.</p>
<h3>How quickly are new programs added after they are announced?</h3>
<p>CatchAll scans government and housing authority sources continuously. Most programs appear in the dataset within days of their public announcement.</p>
<h3>Does this cover programs that have been discontinued?</h3>
<p>Discontinued programs are noted as inactive rather than removed, so the dataset provides a full historical record of program availability.</p>
<h3>What is the refresh rate of this dataset?</h3><p>This dataset is refreshed monthly using <a href="https://www.newscatcherapi.com/web-search-api">CatchAll</a>, NewsCatcher's recall-first web search API. You can run your own version of this dataset and update it as frequently as every one hour.</p>